If your Spain non-lucrative visa application was rejected, you’re not alone. Understanding the common reasons for denial and how to address them can significantly improve your chances of approval on reapplying. In this guide, we’ll break down the top causes of rejection, how to appeal, and expert tips to avoid pitfalls.
What Is a Spain Non-Lucrative Visa?
The Spain non-lucrative visa allows non-EU nationals to reside in Spain without working. Designed for retirees, freelancers, or those with passive income, it requires proof of sufficient funds to live without employment.
Las 5 Razones Principales para la Denegación de Visa No Lucrativa en España
1. Insufficient Financial Proof
Spanish authorities require applicants to prove €2,400/month (2024 minimum) for the main applicant, plus €600/month per dependent. Rejections often occur due to:
- Bank statements showing inconsistent balances.
- Unclear sources of income (e.g., irregular deposits).
- Failure to meet the updated financial threshold.
Solution: Provide 12 months of bank statements, investment income proofs, or pension documents. Use a certified translator for non-Spanish documents.
2. Incomplete or Incorrect Documentation
Missing or improperly legalized paperwork is a leading cause of denial. Required documents include:
- Valid passport (6+ months validity).
- Apostilled criminal background check.
- Health insurance covering Spain (no copays, minimum €30,000 coverage).
- Proof of accommodation (rental contract or property deed).
Solution: Use a checklist from the Spanish consulate and double-check document expiration dates.
3. Inadequate Health Insurance
Your policy must:
- Be valid in all Schengen countries.
- Offer full coverage without deductibles.
- Match your intended stay duration.
Solution: Choose insurers like Adeslas or Sanitas that meet Spain’s visa requirements.
4. Negative Immigration History
Prior visa overstays, deportations, or Schengen violations trigger red flags.
Solution: Consult an immigration lawyer to address past issues and provide evidence of compliance.
5. Suspected Intent to Work
Consulates may deny visas if they suspect undeclared work.
Solution: Submit a detailed cover letter explaining your non-working status and ties to your home country.
What to Do If Your Spain Non-Lucrative Visa Is Denied
Option 1: File an Appeal (Recurso de Alzada)
- You have 30 days from rejection to appeal.
- Submit a formal letter addressing the denial reasons, supported by new evidence.
Option 2: Request Detailed Denial Reasons
Contact the consulate for a written explanation (resolución denegatoria) to identify gaps.
Option 3: Reapply with a Strengthened Application
- Correct errors (e.g., increase funds, update insurance).
- Include a legalized affidavit for unclear income sources.
Option 4: Consult an Immigration Lawyer
A specialist like Elena Mochales Law Firm can navigate appeals, clarify requirements, and streamline reapplications.
5 Tips to Avoid Spain Visa Denial
- Exceed Financial Requirements: Aim for 10-15% above the minimum income threshold.
- Choose Approved Health Insurance: Ensure your policy explicitly states “no copay” and “full coverage in Spain.”
- Legalize Documents Early: Allow 4-6 weeks for apostilles and translations.
- Explain Gaps Proactively: Address irregularities in income or travel history upfront.
- Seek Professional Help: Lawyers reduce errors—consider a consultation for complex cases.
FAQs: Spain Non-Lucrative Visa Denial
Q: Can I reapply immediately after denial?
A: Yes, but only after resolving the issues cited in your rejection.
Q: How long does an appeal take?
A: Typically 1-3 months, depending on the consulate.
Q: Does owning Spanish property guarantee approval?
A: No—financial stability and insurance remain critical.
Final Thoughts
A Spain non-lucrative visa denial isn’t the end. By addressing financial proof, documentation, and legal nuances, you can reapply confidently. For personalized guidance, contact Elena Mochales Law Firm—experts in Spanish immigration law.
Need Help? Book a consultation to fast-track your application!